Terms of Service

Last Updated: November 3, 2024

Agreement to Terms

By accessing and using BillFlow, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use BillFlow.

Description of Service

BillFlow is a free, browser-based bill tracking and cash flow visualization tool. The service runs entirely in your web browser and does not require an account or registration.

No Warranty - Use at Your Own Risk

BillFlow is provided "as is" without warranties of any kind. We do not guarantee that:

  • The service will be uninterrupted or error-free
  • Bill calculations or projections will be accurate
  • The service will meet your specific requirements
  • Any data you enter will be preserved (browser data can be cleared)

Financial Disclaimer

IMPORTANT: BillFlow is a planning tool only

BillFlow is not a financial advisor, accountant, or banking service. All calculations, projections, and recommendations are for informational purposes only. Do not rely solely on BillFlow for financial decisions. Always verify payment due dates and amounts with your actual billers and financial institutions.

Your Responsibilities

You are responsible for:

  • Accurately entering your bill information
  • Verifying all payment due dates and amounts
  • Making actual payments to your billers (BillFlow does not pay bills for you)
  • Backing up your data if desired (using our export features)
  • Securing your device if you share it with others

Data Loss

Your data is stored locally in your browser. We are not responsible for data loss due to:

  • Browser cache clearing
  • Browser uninstallation
  • Device failure or loss
  • Browser updates or changes
  • Private/incognito browsing mode

We strongly recommend regularly exporting your data as a backup.

Limitation of Liability

BillFlow and its creators shall not be liable for any damages arising from:

  • Missed bill payments
  • Inaccurate calculations or projections
  • Data loss
  • Late fees or penalties
  • Financial decisions made based on BillFlow's information

Acceptable Use

You agree not to:

  • Use BillFlow for any illegal purposes
  • Attempt to reverse engineer or modify the service
  • Use automated tools to scrape or extract data from the website
  • Interfere with the service's operation

Intellectual Property

BillFlow's code, design, and content are protected by copyright. You may use the service for personal purposes but may not copy, redistribute, or create derivative works without permission.

Modifications to Service

We reserve the right to modify, suspend, or discontinue BillFlow at any time without notice. We are not liable for any modifications or discontinuation of the service.

Changes to Terms

We may update these terms from time to time. Continued use of BillFlow after changes constitutes acceptance of the new terms.

Governing Law

These terms are governed by applicable laws. Any disputes shall be resolved in accordance with those laws.

Contact

Questions about these terms? Visit our About page.

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